As heard on
Kool 104.7 FM
604 S 4th St
Van Buren AR 72956
Express Mortgage, llc Services:
We offer a full line of mortgage-related services, including purchase
loans, refinances, construction-to-perm loans, debt consolidation and
Conforming Mortgage Products
Fixed-Rate (10, 15, 20 and 30 Year)
A 10, 15, 20 or 30 year fixed-rate, fully amortizing mortgage with
conforming loan amounts. Monthly principal and interest payments
remain level over the life of the loan. Requirements conform to FNMA
(Fannie Mae) and FHLMC (Freddie Mac) guidelines.
Extendable Balloon (5/25, 7/23 and 10/20)
A fixed rate, level payment mortgage that is amortized over 30 years, but
which has a balloon term of 5, 7 or 10 years. The mortgage contains a
refinancing option the borrower may exercise when the balloon maturity
date is reached. Requirements conform to FNMA (Fannie Mae) and
FHLMC (Freddie Mac) guidelines.
First Time Homebuyers Program
3% down with the following conditions: 33/40 debt ratio, 1 month reserve requirement, cannot have ownership in a current
property and 30 year fixed-rate program only.
Government Mortgage Products
FHA Fixed-Rate (15 and 30 Year)
This program features a constant fixed interest rate, fully amortized over the term. The principal and interest payments remain
level over the life of the loan.
Farmers Home/Rural Purchase
You can finance 100% of the purchase price with 0% down and if the house appraises higher than the purchase price, you can
finance the closing costs as well. Farmers Home Administration (FHA) charges 1 point to do this loan.
Non-Conforming Mortgage Products
10% Down with seller concession of a maximum at 2%, 6 months reserve required. Fixed or adjustable programs are
Reverse Mortgage Products
Please call for Details. Phone 479-262-6099
Express Mortgage, llc
for over 10
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